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a brand new installment payday loan onetime throughout the term of this initial home loan; so long as the complete period of indebtedness regarding the initial installment payday home loan with the general period of time of indebtedness associated with brand brand new refinancing mortgage that preliminary home loan, shall perhaps not surpass 180 days. For purposes for this Act, payday loans NC a refinancing takes place when an present installment payday mortgage is compensated through the profits of a fresh installment payday home loan.

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